People use Hard Money because many real estate investors need quick responses and funding to secure a deal. Banks and other institutional lenders generally are not very good at this and can take a lot of your time and effort. Investors normally use  our services in cases when they either do not have the time, credit, or patience to deal with a traditional bank. Real estate investors can also leverage their money to complete multiple projects by closing quickly. This is also typically much cheaper than teaming up with an equity partner as our costs are fixed throughout the life of the project.

Some of the advantages of borrowing from us are:

•  A much less complicated application process is required for the lender to make a final loan decision.
• No credit checks! No personal financial statements, tax returns, etc. We underwrite based on the asset only.
• Fast approval and funding. Mal Hard Money & Fix Flip Loans will review your application and provide you with a loan quote within 24 hours!

MAL Hard Money Loans will lend on non-owner occupied investment real estate properties. Some of these transactions include:

• Traditional Sales
• REO’s
• Short Sales
• Cash Out Re-Fi’s
• SFR (single family residence)
• Construction
• Commercial
• Lots/Land

Yes, feel free to contact us to discuss how we can work together.

Custom  loan repayment  terms option are available  as per client requirements .

Yes. We require hazard and title insurance on each property that we lend on.

No.

Because we are able to underwrite all of our loans in-house, we can fund your loan in as little as 3 days if all parties are prepared.